Every time someone (okay, my oldest childhood friend who, despite years of my positive influence, only watches Fox News with her libertarian hubby) tells me how her insurance is fine and she doesn't want Obama's "socialist" healthcare reform, I respond, "You don't have health insurance. You have the illusion of health insurance, and for your sake, I hope you never find out." Oy.

(CBS) President Obama will be promoting health care reform this week in Virginia and North Carolina, and plans to keep the pressure on Congress during next month's recess. One argument for health care reform is that 47 million Americans are uninsured.

But not everyone knows that another 25 million are underinsured as CBS News correspondent Michelle Miller reports.

John Stewardson is up at dawn, working for the local 602 union in Washington, D.C. But by 11:30 a.m., he's home fixing lunch for his ailing wife Linda, a cancer survivor.

"I'm just going to have to take medicine for the rest of my life," she said.

Diagnosed with a brain tumor last summer, she's in remission. Now it's her family's financial health at stake. In March, their healthcare insurance capped-out at $150,000 of treatment, minimum coverage by industry standards.

The cost of treating cancer and its side effects demolished their life savings.

"It's like she fell out a cancer tree and hit every branch on the way down," John Stewardson said.

They owe more than $100,000 in medical bills.

Dr. Deepa Subramaniam is counseling more and more patients like Linda - forced to decide which treatments are worth the cost.

"I am trying to balance cost and effectiveness in her case," Subramaniam said. "You worry that somehow by choosing a treatment that is less expensive, that we are compromising the quality of the care."

Sen. Chris Dodd, D-Conn., is leading the effort to push the affordable health choices act through the Senate. He supports a government insurance plan that eliminates lifetime and annual caps on all healthcare plans.

"The underinsured are a critical group," Dodd told Miller. "In some cases 53 percent don't know they're underinsured. So they either have a huge co-pay if the problem happens or the deductibles being so high they might as well not have insurance."

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President Obama gave a great speech yesterdat that was well received by the Notre Dame campus. The movement against a woman's right to live her life was the focal point for the pro-birthers, but Obama handled it with his charm and wit. I do not like the way the pro-choice movement has been portrayed, nor do I like the way the Democratic Party treats the pro-life movement, but Obama handled the speech at the Notre Dame commencement well. I suppoose it's the best we could hope for.

I do not agree with a lot of what's been coming out of the Beltway on this issue and many others, but the whining over this speech was ridiculous. The leader of the nation suddenly is not supposed to give a speech at Notre Dame because ... ?

Maybe we won’t agree on abortion, but we can still agree that this is a heart-wrenching decision for any woman to make, with both moral and spiritual dimensions. So let’s work together to reduce the number of women seeking abortions by reducing unintended pregnancies, and making adoption more available, and providing care and support for women who do carry their child to term. Let’s honor the conscience of those who disagree with abortion, and draft a sensible conscience clause, and make sure that all of our health care policies are grounded in clear ethics and sound science, as well as respect for the equality of women.” Understand – I do not suggest that the debate surrounding abortion can or should go away. No matter how much we may want to fudge it – indeed, while we know that the views of most Americans on the subject are complex and even contradictory – the fact is that at some level, the views of the two camps are irreconcilable. Each side will continue to make its case to the public with passion and conviction. But surely we can do so without reducing those with differing views to caricature. Open hearts. Open minds. Fair-minded words.

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