Banking Bad, episode 4: It appears that Bank of America has engaged in one of their worst loan modifications to date as the "BOA" tries to squeeze the life out of homeowner Adrianne Powell. Adrianne is the kind of person to help someone in need; as an example, she gave her left kidney to save someone's life. This is irrelevant as Bank of America tells her they will help, and then continually "misplaces" the documents for her loan.