This is a wonderful ad, and yes, every Republican candidate should have to answer her question.

It's worth noting that the Affordable Care Act is already helping people. Like this couple in Iowa:

Daniels has also thought about what would have happened if portions of the new federal health care law had not been in place. His wife’s insurance had a million dollar lifetime cap on benefits. Her current expenses have already exceeded that. One medication — a potent antifungal agent — costs $1,600 a dose. Without the protection against lifetime limits the new law provides, they would have had to declare bankruptcy.

That law, derisively dubbed “Obamacare” by the president’s opponents, has been portrayed as the essence of evil among Republican presidential candidates. At a tea party-sponsored debate this week, front-runners Rick Perry and Mitt Romney vowed to sign executive orders exempting states from enforcing it. Michele Bachmann bragged of working for its repeal in Congress.

Those attitudes confound Daniels, who says, “It is hard for us to believe that so many of the GOP candidates would have us go back to a time where an illness like this would have forced us, or any other family for that matter, into bankruptcy.” He’s also grateful for the law’s protection against insurance companies denying coverage for pre-existing conditions.

Read that whole article, because it has a great back and forth between Daniels and Ryan Rhodes, the local tea party chairman. But watch the ad first.

I'll wait to hear what Republicans have to say about it.