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Co-Op Insurer Carves Out Unique Niche In NJ’s ACA Marketplace

Health Republic is one of 23 health-insurance cooperatives established across the country with start-up loans from the federal government.
Co-Op Insurer Carves Out Unique Niche In NJ’s ACA Marketplace

Via NJSpotlight:

Three health insurers are selling policies on New Jersey’s marketplace under the Affordable Care Act, also known as Obamacare – and only one of them, Health Republic, plans to eventually be run by its members, with enrollees occupying a majority of the board seats, and with profits being put back into the company to either improve coverage or lower premiums.

Health Republic is one of 23 health-insurance cooperatives established across the country with start-up loans from the federal government. Unlike other insurers, a cooperative is governed by its members and reinvests surplus revenues i...

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