Read time: 1 minute

How Healthy Is Your Medical Credit Score?

Dallas Morning News: Mortgage lenders aren't the only ones showing more interest in your credit score these days – the health industry is creatin

Dallas Morning News: Mortgage lenders aren't the only ones showing more interest in your credit score these days – the health industry is creating its own score to judge your ability to pay. [...]

The score is already raising questions from consumer advocacy groups that fear it will be checked before patients are treated. People with low medical credit scores could receive lower-quality care than those with a healthy medFICO, they argue.

Your life usually isn't at stake when a credit report turns up something negative, but in this case it very well might be. To some extent these types of decisions have already been being made by some hospitals, like when they just dump indigent patients on skid row, but this can only make it easier for other hospitals to make similar decisions for even more people. While a person's overall credit score is largely based on voluntary purchases which one typically has some control over (assuming there isn't an error), health care debt is largely involuntary. Even someone lucky enough to have health insurance can suddenly find themselves overwhelmed with debt they cannot afford through no fault of their own. A study two years ago found that "34% of U.S. adults ages 19 to 64 face problems with medical bills or have medical debt, although 62% of those individuals have health insurance."

So, what do you think will happen once the hospital finds out your "medical credit score" doesn't measure up?

Can you help us out?

For 17 years we have been exposing Washington lies and untangling media deceit, but now Facebook is drowning us in an ocean of right wing lies. Please give a one-time or recurring donation, or buy a year's subscription for an ad-free experience. Thank you.

More C&L Coverage

Discussion

New Commenting System

Our comments are now powered by Insticator. In order to comment you will need to create an Insticator account. The process is quick and simple. Please note that the ability to comment with a C&L site account is no longer available.

We welcome relevant, respectful comments. Any comments that are sexist or in any other way deemed hateful by our staff will be deleted and constitute grounds for a ban from posting on the site. Please refer to our Terms of Service (revised 3/17/2016) for information on our posting policy.

Please Do Not Use the Login Link at the Top of the Site.

In order to comment you must use an Insticator account. To register an account, enter your comment and click the post button. A dialog will then appear allowing you create your account.

We will be retiring our Crooks and Liars user account system in January, 2021.

Thank you.
C&L Team