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Harvard Researchers Link Medical Costs To Personal Bankruptcy -- Even If People Have Health Insurance

OK, the Ben Nelsons out there need to stop mucking up the works, just pocket the cash they took from the health care industry and do the right thing b

OK, the Ben Nelsons out there need to stop mucking up the works, just pocket the cash they took from the health care industry and do the right thing because this study from Harvard is disturbing on so many levels.

Business Week:

Medical problems caused 62% of all personal bankruptcies filed in the U.S. in 2007, according to a study by Harvard researchers. And in a finding that surprised even the researchers, 78% of those filers had medical insurance at the start of their illness, including 60.3% who had private coverage, not Medicare or Medicaid. Medically related bankruptcies have been rising steadily for decades. In 1981, only 8% of families filing for bankruptcy cited a serious medical problem as the reason, while a 2001 study of bankruptcies in five states by the same researchers found that illness or medical bills contributed to 50% of all filings.

This newest, nationwide study, conducted before the start of the current recession by Drs. David Himmelstein and Steffie Woolhandler of Harvard Medical School, Elizabeth Warren of Harvard Law School, and Deborah Thorne, a sociology professor at Ohio University, found that the filers were for the most part solidly middle class before medical disaster hit. Two-thirds owned their home and three-fifths had gone to college...read on

It would be nice to repeal that disgraceful bankruptcy bill, but first we need universal health care. And soon, because the country can't take much more of this.

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